Joining

About joining

Transmed Medical Fund is a medical scheme that is open to employees and pensioners of the Transnet Group, its subsidiaries and former subsidiaries.

Members will retain their membership of the Fund with their registered dependants in the event that they retire from the employment of the employer or if employment is terminated by the employer on account of age, ill health or another disability.

The Fund will inform the members of their right to continue membership and of the contribution payable from the date of retirement or termination of their employment. Unless members inform the Fund in writing of their desire to cancel their membership, they will continue to be members of the Fund, subject to the rules.

The dependants of a deceased member, who are registered with the Fund as dependants at the time of the member's death, will be entitled to membership of the Fund without any new restrictions, limitations or waiting periods.

A person cannot be a member or a registered dependant of more than one medical scheme at the same time.

The benefit year

The benefit year is the 12-month period for which benefits are valid and runs from January to December.

When a new member joins during the year, the benefit limits will be allocated on a pro rata basis.

Who qualifies as dependants?

  • Spouse/Partner
    • Spouse (husband/wife) - married - in accordance to any law or custom
    • Certified copy of ID
    • Marriage certificate
    • Membership certificate from previous medical schemes, if applicable
    • Partner
    • A partner is a person with whom the member has a committed and serious relationship akin to a marriage, based on objective criteria of mutual dependency and a shared and common household, irrespective of the gender of either party.
    • Certified copy of ID
    • Affidavit from the main member stating the relationship, co-habitation and financial dependency on the member
    • Membership certificate from previous medical schemes, if applicable
  • Member's children
    • Adopted child
    • Copy of ID or birth certificate
    • Legal proof of adoption (adoption/court order)
      Note
      Age 21 up to 24 who is a full- or part-time student: proof of registration at an accredited learning institution required

      Age 21 up to 24 and not studying: affidavit stating financial dependency on the member or the member's spouse or partner required

      Age 25 and older than age 25: affidavit stating financial dependency on the member or the member's spouse or partner required
    • Disabled child
    • Copy of ID or birth certificate
    • Confirmation of disability supplied by a medical practitioner
    • Step child
    • Copy of ID or birth certificate
    • Affidavit from the main member stating the child is the biological child of the spouse
    • Note
      Age 21 up to 24 who is a full- or part-time student: proof of registration at an accredited learning institution required

      Age 21 up to 24 and not studying: affidavit stating financial dependency on the member or the member's spouse or partner required

      Age 25 and older than age 25: affidavit stating financial dependency on the member or the member's spouse or partner required
      Foster child
    • Copy of ID or birth certificate
    • Court order
      Note
      Age 21 up to 24 who is a full- or part-time student: proof of registration at an accredited learning institution required

      Age 21 up to 24 and not studying: affidavit stating financial dependency on the member or the member's spouse or partner required

      Age 25 and older than age 25: affidavit stating financial dependency on the member or the member's spouse or partner required
    • Grand child
    • Copy of ID or birth certificate
    • Affidavit from the main member stating financial dependency on the member, member's spouse or partner
      Note
      Age 21 up to 24 who is a full- or part-time student: proof of registration at an accredited learning institution required

      Age 21 up to 24 and not studying: affidavit stating financial dependency on the member or the member's spouse or partner required

      Age 25 and older than age 25: affidavit stating financial dependency on the member or the member's spouse or partner required
    • Natural child including posthumous child
    • Copy of ID or birth certificate
      Note
      Age 21 up to 24 who is a full- or part-time student: proof of registration at an accredited learning institution required

      Age 21 up to 24 and not studying: affidavit stating financial dependency on the member or the member's spouse or partner required

      Age 25 and older than age 25: affidavit stating financial dependency on the member or the member's spouse or partner required
    • Natural child with different surname to principal member
    • Copy of ID , birth certificate or abridged birth certificate
    • Affidavit from the main member stating the child is the biological child of the member
      Note
      Age 21 up to 24 who is a full- or part-time student: proof of registration at an accredited learning institution required

      Age 21 up to 24 and not studying: affidavit stating financial dependency on the member or the member's spouse or partner required

      Age 25 and older than age 25: affidavit stating financial dependency on the member or the member's spouse or partner required
  • Member's family
    • Parents of member or member's spouse or partner
    • Copy of ID
    • Affidavit from the main member stating financial dependency on the member, member's spouse or partner
    • Sibling of member or member's spouse or partner (brother or sister)
    • Copy of ID or birth certificate
    • Affidavit from the main member stating financial dependency on the member, member's spouse or partner
      Note
      Age 21 up to 24 who is a full- or part-time student: proof of registration at an accredited learning institution required

      Age 21 up to 24 and not studying: affidavit stating financial dependency on the member or the member's spouse or partner required

      Age 25 and older than age 25: affidavit stating financial dependency on the member or the member's spouse or partner required

How to Join

  • 1
    Download the application for membership form
    Application for membership form - 0.1mb
  • 2
    Print and complete the form. Make sure that you complete all the sections in full and include all necessary documents as specified on the form. If we do not receive all the necessary documentation, we are unable to register you as a member of Transmed Medical Fund and you will not be able to access our healthcare benefits.
  • 3
    Provide the supporting documentation for your dependants as stated above
  • 4
    people Return the completed form to your Human Resources Department. The completed application form must be send to Transmed Medical Fund by the Human Resources Department. The destination address as follows:
    [email protected]
    print011 381 2490
    mail_outlinePO Box 2269, Bellville, 7535
  • 5
    people Should your application reach our offices after the fifth day of the month, you will be registered from the first day of the following month.

The following underwriting rules may apply to new members:

Three-month general waiting period

The Fund imposes a general waiting period on all benefits in respect of all new applicants and dependants who:

  • have not belonged to a previous medical scheme for more than 90 days prior to joining Transmed or
  • were beneficiaries of another medical scheme for a period of 2 or more years, and joining Transmed within 90 days of terminating their membership of their previous medical scheme.

    • No benefits are payable during this period, except in respect of any treatment or diagnostic procedures covered within the prescribed minimum benefits (PMBs).

Twelve-month exclusion on a pre-existing condition

The Fund imposes a condition-specific waiting period of up to 12 months for any pre-existing condition, in respect of new applicants and dependants who:

  • have not belonged to a previous medical scheme for more than 90 days prior to joining Transmed or
  • were beneficiaries of another medical scheme for less than 2 years, and joining Transmed within 90 days of terminating their membership of their previous medical scheme.

Late joiner contribution penalty

Premium penalties may be applied to late joiners and such penalties shall be applied only to the portion of the contribution related to the member or any adult dependant who qualifies for late joiner penalties. A "late joiner" means an applicant or the adult dependant of and applicant who, at the date of application for membership or admission as a dependant, as the case may be, is 35 years of age or older, but excludes any beneficiary who enjoyed coverage with one or more medical scheme as from a date preceding 1 April 2001, without a break in coverage exceeding three consecutive months since 1 April 2001.